Help To Buy – A welcome addition to the ISA Range

Help to Buy Individual Saving Accounts (ISAs) have been described by TV finance presenter, Martin Lewis, as a ‘no brainer’, providing savers with both interest on their savings and government-backed bonuses designed to help first-time buyers save for a mortgage deposit. With house prices continuing to rise year on year, many find saving for a […]

What every child should learn about money

From September 2014, financial education officially became part of the national curriculum. Parents and grandparents can play a major role in ensuring that as children grow up, they learn good money habits that will stand them in good stead for the future. What should children be taught from an early age? Financial independence Many experts […]

What to do with a windfall?

Many of us spend time thinking of all the things we would spend our money on if we were in the fortunate position of receiving an unexpected windfall. According to research[i], 32% of people say they have received a windfall with £34,000 the average amount. The most common sources were inheritance (57%), bonuses (20%) and […]

Are you on the money?

New research by Ipsos MORI and King’s College London shows that people have significant misconceptions about personal finance. When it comes to the big events in life, like having children, going to university and retiring, we tend to underestimate the true cost, often to a considerable degree. The cost of raising a family When asked […]

Platforms: Explained

Historically, managing your assets involved lots of paperwork, potential exit penalties and a range of charges which were not always apparent. Is there now a more transparent, flexible and cost effective way of managing your assets? With new technology in place, product providers are now offering clients the opportunity to combine their assets on a […]

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The value of pension and investments can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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