July 2015 Budget: Explained

Are your financial plans still on track after the July 2015 Budget? In our free guide (PDF) to the key announcements from the Chancellor George Osborne’s July 2015 Budget, the message is very clear: this Chancellor is set on a major reform programme this Parliament. We saw reforms to Inheritance Tax, a new National Living Wage, new tax […]

Emergency Budget 2015

Platforms: Explained

Historically, managing your assets involved lots of paperwork, potential exit penalties and a range of charges which were not always apparent. Is there now a more transparent, flexible and cost effective way of managing your assets? With new technology in place, product providers are now offering clients the opportunity to combine their assets on a […]

Pension Freedom: Explained

On April 6th, new legislation was put into place that changed the way people approaching retirement can use the money in their pension pot. Here are some of the key options: Buy a guaranteed income for life – an annuity Invest your pot in funds designed to provide you with a flexible retirement income Take […]

Debt Consolidation: Explained

Debt consolidation involves taking some or all of your current liabilities and moving them to a new single source. This often includes personal loans, Hire Purchase commitments, store cards and credit card balances. When it is done properly, debt consolidation results in a lower interest payment, a lower monthly debt payment and an increased amount […]

Debt Consolidation

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The value of pension and investments can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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